Home Car Insurance How to Qualify for Low Mileage Auto Insurance Discounts

How to Qualify for Low Mileage Auto Insurance Discounts

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Auto insurance can be really expensive so I found little tips and tricks to help you lower your rates so that you’re not breaking the bank to insure your car.

I just did some research to figure out how to get a low mileage discount on my auto insurance, and I found some tools that I would like to share with you.

At the end, I’m going to be sharing a special tip that’s going to be beneficial to you, so make sure that you read until the end.

I’m going to tell you different things that you can do to help you qualify for low mileage auto insurance rates.

Watch the video here:

Low Mileage

The first thing that you can do is have a low yearly mileage that’s between 7,000 to 12,500 miles a year. If you’re the type of person who doesn’t really drive that much or long distances, you’ll qualify for this discount.

Safe Car

Another thing that you can do that will help you qualify for an auto insurance discount is get a safer car. I think that we can all agree that this is important regardless of how much you want to pay for your auto insurance. It’s better to drive a safer car so that you don’t get injured or hurt. Insurance companies are more willing to give you a better rate if your car is sturdy and stable and, anyway, isn’t that better for all of us to be driving a safer car so that we don’t get hurt in any accident? If you want to qualify for that discount, make sure that you get one of the newer car with better safety ratings.

Referrals

Another thing that you can do to qualify for a low mileage discount is to refer your friends to the same agency, called a loyalty bonus. If you refer your friends and family to the same agency that you’re with, they may give you a discount to say thanks.

Defensive Driver Discount

This is something that I was actually very surprised by and I didn’t know you could do, but, now that I’ve done it, I am so grateful that I did. It’s called a defensive driver discount, and if you take a defensive drivers course, you’ll qualify for this discount. You’ll learn something new, but then you’ll also be able to not pay as much each month for your car insurance.

You can also get a multiple car discount if you have a family and you’re insuring multiple vehicles, adding on extra cars will make the cost per car cheaper.

If you’d like to learn more about the different insurance plans that are available, make sure you head to https://savemoneytricks.com/. This is a website that lays out every single insurance plan that is suitable for you, so that you don’t have to call each company and get quotes by phone or by email. Everything is right there, in one place. It makes your life so much easier.